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Chapter 1, Financial Planning
How to stick to a budget
Easy ways to save, Managing credit-card debt
Setting up an emergency fund
Chapter 2, Good Credit
How to order and read your credit report
How to determine your credit score and negotiating with collection agencies
How to establish credit if you have none
Protect yourself from identity theft
Chapter 3, Real Estate
Buying your first home
Documents needed before you buy
Determine how much home you can afford
How to get pre qualified and pre approved
The Mortgage
Chapter 4, The Home Loan Process
Types of mortgage loans
Veterans administration (VA) loan
Private Mortgage Insurance (PMI)
Choosing a lender
Choosing a real-estate agent
Finding a house
The house inspection process
What happens at closing
Chapter 5, Renting your House
Tenants from hell
Screening Tenants
Choosing a property manager
Chapter 6, Rental Forms
Rental application, lease agreement, rental inspection checklist and notice to tenants
Chapter 7, Refinancing Your Home
Lower your monthly mortgage payment
Cash out your equity
Pay off credit card or other debt
Chapter 8, Income Tax Benefits
Why should you reduce your income taxes
How to increase your tax deductions by claiming (mortgage interest, real-estate taxes, loan points paid, rental property fees)
Chapter 9, Life Insurance
Whole life and term life
Chapter 10, Stocks
Are stocks for you
Using a stock broker
Dividend reinvestment program (DRIP)
Stock sectors, how to read the stock ticker
Stock definitions
Chapter 11, Mutual Funds/Bonds
My first lesson buying mutual funds
Advantages vs disadvantages
Understanding the fund prospectus
Mutual fund classifications
Bonds and U.S. Savings Bonds
Chapter 12, IRAs/CDs/Money-market accounts
Traditional IRA VS Roth IRA
Certificate of Deposit (CD)
Money market accounts
Glossary
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